Innovative Finance for All
Empowering Dreams with Mikalo Finance
Mikalo Finance
THE FUTURE OF FINANCE
Short term financing
Short turnaround time
Innovative & efficient
Mikalo Financial Services is registered Financial Services Providing short to medium term financing to individuals, Farmers, Marketer’s, Small and Medium Enterprises (SME) in Zambia. The Company commenced it operation in 2022. MIFI was founded on the need to fill a gap in the way financial services are offered to individuals, farmers, marketers and Small and Medium Enterprises. The MiFi team is continuously looking for innovative and efficient means for clients to access short-term financing.
What We Believe
OUR SERVICES
AGRICULTURE LOANS
Input, cash, and chemical loans with flexibility payment plans of either commodity or cash payment during harvest time.
MARKETERS LOANS
Marketers loans are suitable for marketers and shop owners with daily payment plan as low as K25 per day
SALARY-BACKED LOANS
Quick salary-backed loan with Mikalo within 30min with Lowest interest rates and Direct deduction from the employee
SME LOANS
Collateral-based SME loans for start-up businesses with no bank statements required
INVOICE DISCOUNT
30 days invoice discount to cover operational expenses at the lowest interest rate
TRADE FINANCE
Get help covering various trade-related expenses, like inventory, transportation, etc.