About Us
Empowering Individuals, Farmers, Marketeers, and SMEs
Welcome to the world of financial inclusion and empowerment with Mikalo Finance. Established in 2020, we are a pioneering microfinance institution dedicated to transforming lives and fostering economic growth in Zambia. Our primary mission is to provide accessible and flexible short and medium-term financing solutions to individuals, farmers, marketeers, and small and medium enterprises (SMEs) across the nation.
What We Believe In
Making access to short term financing easy for farmers, individuals and SMEs.
Quick turnaround time Innovative and efficient Great customer service minimal documentation channels for clients and customer to access financing. experience and precise credit appraisal
Innovative and efficient Great customer service minimal documentation channels for clients and customer to access financing.
Great customer service minimal documentation channels for clients and customer to access financing.
Our Goals
Our commitment is to be the preferred financial institution for individuals, farmers, and SMEs in our chosen markets through the delivery of innovative products and services
We strive to be the preferred employer by continuously attracting, nurturing, and retaining high-quality employees.
We responsible are committed lending to and increasing active support the value for in the our communities society through in which we operate.
Our Vision
We are the future of finance.
To effectively reach out to our target audience, which includes farmers, individuals, and Small and Medium Enterprises (SMEs), we employ a variety of tailored strategies and communication channels to ensure that our digital financial solutions meet their unique needs and circumstances.
Our core offering encompasses a comprehensive suite of digital financial solutions designed to streamline and enhance financial management for our users.
Our Clients
Minning
Farming
Telecomls
Oil Marketing
Banking
Products And Services
Mikalo Finance extends its support to SMEs, farmers, marketeers, and individuals by offering a range of financial services, including short and medium-term loans, investment opportunities, and savings account. Our Loan products are designed to cater to the following categories:
Personal Loans
We offer a range of diverse loan products for both individuals and marketeers.
Business Loans
We offer a variety of loan products to companies that provide services to reputable clients.
Farmer Loans
We offer various types of loans to farmers including input loans and cash loans that can be repaid in comodities.